By Tony Bahu
© All rights reserved.
Many
people today are looking for annuity help. The biggest challenge
seems to be that most of the help is biased. What exactly do I
mean? I mean that there is always a vested interest for the
person who is helping you with your annuities. They are out to
sell you something so you don't know if they are doing it for your best
interest or for theirs.
For instance, let's say you were looking for a fixed annuity. If
you work with an agent who has a bias towards variable annuities or
gets paid more for selling variable annuities, you may end up with
something that doesn't fit your needs. Also, if you end up with a
banker or financial advisor who does not do a good job at addressing
your financial needs and concerns, you may end up with the investment
of the day instead of the investment that's right for you. And by
the time you realize it, it may be too late.
So how do you get help with your annuity? First and foremost you
must help yourself. What is really good is to take inventory of
where you are currently and where you want to be. Look at your
current investments and your goals. Take a snapshot of your
financial situation. This may sound elementary but most people
don't do it. But the key is to do it before you seek help from an
outside source.
Look, the reason is simple. The more you know going in, the
better the chance that you will get what you want. Doing your
financial homework is a critical piece of getting the right help.
A good financial advisor will ask you to help him understand you so you
can help him to help you. This is crucial to your financial
future. Getting help with your annuity or your investments means
helping yourself first.
The most important aspect of this comes at the time you need to make a
financial decision about your annuities or your investments. If
you know what you want, you will be able to figure out what you don't
want. For example, if you want safety of principal and the
advisor offers you a variable annuity, you can easily say no because
you know that won't fit your goals. Also, the opposite is
true. If you don't know what you want, you may know what you
don't want and that may be a good place to start.
The bottom line is annuity and investment help begins with
yourself. Understand your financial situation, your time
frames, your needs for liquidity, and your goals. The specific
investments and annuities you will use to accomplish your goals will
come second. The more you help yourself, the more likely it is
you will end up with the right annuity. Good luck and remember...
Ignorance is not bliss...
About the author:
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Tony Bahu is a licensed annuity agent who has helped many men
and women own the annuity that is right for them and their family.
He is also the author of the controversial document,
'Annuities: The Shocking Truths Revealed', which reveals the secrets
that the banks and insurance companies don't want you to know.
For more information on his document, visit the site below right now!
http://www.AnnuityMD.com
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