By Tony Bahu
© All rights reserved.
The
cries are heard from the distance, "I need help with my
annuities." Nothing has changed...just a lonely senior who can't
trust anybody with her annuity because every time she asks for advice,
someone tries to make her invest in a different annuity...Sound
familiar? Well you are not alone.
Often times
when speaking to a senior about their annuities, I ask them their
biggest complaint. Time and time again they say that it is hard
to find someone who can help them with their annuity without trying to
sell them another one. It is not uncommon. The truth of the
matter is, many annuity agents are not out to help the client, but to
help themselves (I am sure you are not surprised). They want to
make the "fast buck" without regards for the client's needs or
investment objectives. The unfortunate part is that, this isn't going
to change.
Honest help with an annuity is hard to find. Insurance
agents don't get paid for their time, they usually only get paid for
making a sale. So it's no wonder why they always recommend
another annuity. I once visited someone who needed help with an
annuity that an agent "talked him into." The problem was, in
order to get into this annuity, the agent talked him into surrendering
his old annuity and paying a $13,000 surrender charge to do so-AND THE
ANNUITY HE PUT HIM INTO WAS WORSE THAN THE ANNUITY HE GOT HIM OUT
OF...When I asked him why he called the other salesperson in the first
place, he told me he just needed to make a small withdrawal from his
annuity and didn't know how...And the agent tricked him into switching
it into another annuity and paying a huge surrender charge which he
could never recover due to his age...Fortunately it wasn't too late and
we were able to reverse his transaction.
However, good help is hard to find. There is no doubt. This
may come as no surprise but my recommendation to anyone who needs help
is to first purchase the book "Annuities: The Shocking Truths Revealed."
Sure, I wrote it and sure I have a vested interest in saying that, but
at least it talks about annuities in a way that anyone can understand
them. And at least it points out all the things people who own
annuities or are looking for annuities need to be careful
of. Most importantly, it points out the dirty little
secrets that agents never tell you about annuities.
The bottom line is this. If you need help with your annuity, you
need to be vigilant. Many agents are out there for their own good
and you must be aware of this. Utilize your resources and learn
the right questions to ask your agent before making a decision (Also
found in the book). Sure, you may just give up and never get help
but the worst decision is no decision. Help with your annuity is
hard to find, but not impossible...that's why I wrote the book!!!
Good luck and remember...
Ignorance is not bliss...
About the author:
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Tony Bahu is a licensed annuity agent who has helped many men
and women own the annuity that is right for them and their family.
He is also the author of the controversial document,
'Annuities: The Shocking Truths Revealed', which reveals the secrets
that the banks and insurance companies don't want you to know.
For more information on his document, visit the site below right now!
http://www.AnnuityMD.com
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